FD Interest Rates – Punjab Gramin Bank

Helpline / Tollfree No:1800-180-7777

Mail Us:pgb@pgb.bank.in IFSC Code : PUNB0PGB003

FD Interest Rates

RATE OF INTEREST ON SINGLE DOMESTIC / NRO / NRE TERM DEPOSIT UPTO Rs. 1 Crore w.e.f. 11.12.2025

	ROI w.e.f 11.12.2025
Period	Domestic/NRO Term Deposits	NRE Term Deposit
	Below Rs. 1 Crore	Below Rs. 1 Crore
	ROI % p.a.	ROI% pa.
7 to 14 days	3.50	X
15 to 29 days	3.50	X
30 to 45 days	3.50	X
46 to 90 days	4.75	X
91 to 179 days	5.50	X
180 to 270 days	6.10	X
271 days to 329 days	6.30	X
330 days	6.50	X
331 days to < 1 year	6.50	X
1 year only	6.30	6.30
>1 year to 429 days	6.50	6.50
430 days	6.60	6.60
431 days to 2 years	6.50	6.50
>2-3 years	6.25	6.25
>3-5 years	6.00	6.00
>5-10 years	5.75	5.75

Note:-

Senior Citizen/ Super Senior Citizen will get additional benefit of 0.60% over the card rate.

The rate of interest on PGB Tax Saver Fixed Deposits w.e.f. 19-09-2025 remain unchanged as under:-

Period

Public (General)

Sr. Citizen/Super Senior Citizen

(Public General)

**Staff Members/ Retired Staff *(Super Senior Citizen)**

5 years

6.00

6.60

7.0

*Note – In case of Staff members as well as retired staff members who are also Senior Citizen/Super Senior Citizen, maximum rate of interest to be allowed is 100 bps over the applicable card rates for general public.

Important Notes:

Sr.No	Particulars	Remarks
1.	Domestic Term Deposits less than Rs 1 Crore (All Maturities)	Senior citizens of age 60 years and above shall get an additional rate of interest of 60 bps over applicable card rates. Staff shall get an additional rate of interest of 100 bps over applicable card rates. Retired & Ex Staff members who are also Senior citizens, shall get an additional rate of interest of 160 bps over applicable card rates.
2.	NRE/NRO Term Deposits less than Rs 1 Crore (All Maturities)	No additional benefit would be given on NRE/NRO Term Deposits on account of Senior Citizens/ Staff Members/ Retired and Ex staff Member who are also senior Citizens.