1. The beneficiary (ies) should be from the Backward Caste community.
2. Individuals, Partnership Firms and Co-operative Societies are eligible to undertake income generative activities. However, proposals submitted by partnership firms and Co-operative societies shall be considered subject to the following:

• All the members of Partnership Firms/ Co-operative Societies belonging to Backward Caste community.
• Annual Family income of each member/ applicant is below Double the Poverty Line (DPL) income limit (Presently Rs.3,00,000/- irrespective of Rural and Urban sector).

• Inculcating the spirit of self-dependence among the persons of backward classes living below double the poverty line.
• Income generating activities under the following broad sectors will be covered in respect of projects got approved by NBCFDC:
1. Agriculture & allied activities
2. Small Business / Artisan & Traditional Occupation
3. Transport Sector & Service Sector

• Primary – Hypothecation of assets created out of Bank loan. 
• Collateral – As per Bank’s extant guidelines
• Coverage under CGTMSE is also applicable.

*Subject to change from time to time

For more information or any query related to the scheme, kindly visit your nearest PGB branch.