1. Only existing good agricultural land owner borrowers who have been continuously availing of any loan for a period of 2 (Two) years and having NO NPA record for last 3 (Three) years as on the date of application will be eligible. However, it is to be ensured that conduct of the existing loan account is satisfactory as per Bank’s extant guidelines.
2. New farmers with evidence of satisfactory dealing with other banks (availing any credit facility except Credit Card) for a continuous period of 2 years and having NO NPA record for last 3 (Three) years will also be eligible.

• Productive purpose (production and investment credit) related to agriculture and allied activities. (At least 75% of the limit).
• Rural Housing related activities e.g. construction/ purchase of new house, purchase of plot for construction of house, repair/ renovation/ extension of existing house, providing sanitary latrine, toilet, bathroom, drinking water facility, etc.
• Consumption loan e.g. marriage, education, religious/ family function, medical expenditure, consumer goods, car, two wheelers, etc.

1. Upto Rs. 2 lakh – Nil
2. Above Rs. 2 lakh – As per Bank’s extant guidelines

• Primary – Hypothecation of crops and/or assets created out of Bank loan.
• Collateral – As per Bank’s extant guidelines.

*Subject to change from time to time

For more information or any query related to the scheme, kindly visit your nearest PGB branch.